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No upfront costs – Apply in 60 seconds with 2 easy steps and get a card in as little as 5 days. |
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No hassle – no credit checks and no minimum balance requirements |
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Multiple cards – Give a card to family and friends for ease of use or card to card transfer of funds. |
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Account alerts – Get free instant email or text message notification of balances or transactions |
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Free direct deposit – make payday faster, safer and more convenient |
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Integrated bill payment – pay any bill online, 24 hours a day. |
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Flexible fee plans - choice of Flat-fee or Pay-as-you-go fee plans |
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Overdraft program – coverage when your are short on funds |
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Savings account – save money with one of the highest savings account rates in the country |
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Access to cash – withdraw money at millions of ATM machines worldwide |
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Add cash easily – add funds online and at over 10,000 convenient retail locations |
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Fees: |
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Annual Fee: $0 |
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Cash Advance Fee: $2.00 for U.S. ATM transactions; $4.95 for international ATM |
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Minimum Deposit: $10 |
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Maximum Deposit: $5,000 |
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Application Fee: $9.95 |
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Participation Fee: ($9.95 monthly) or optionally pay per transaction |
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Reload Fee: $0 for direct deposits or PayPal transfers, $4.95 for ACH or credit or debit card transfers; In person retail cash load fees vary by merchant location. |
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Inactive Fee: $5.95 |